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Homeowners Insurance

For many, a residence is the most valuable asset.

Suffering a fire or other loss to your home and contents can be financially devastating. Speak to us about the products and features of the homeowners policies we offer to adequately protect those assets.

At Schafer Agency, we are your neighbors in this great state. We understand why you would want to build a life here because we have chosen to build our lives here, too. We also understand the unique risks homeowners face here. This is why as your independent insurance agents, we want to be sure your risks are managed and that you are kept safe.

Back To Basics

Depending on your needs, your homeowners insurance policy and its limits will differ. A policy may include coverage for:

  • Your residence
  • Liability
  • Other detached structures
  • Replacement cost
  • Personal articles
  • Additional living expenses

This type of comprehensive policy will bring you back to the basics of safety and protection. Surely you understand the benefit of a home security system when it comes to preventing theft – the same goes for homeowners insurance: you benefit because it keeps you safe and helps to prevent financial catastrophe should a risk surface.

Going Above & Beyond

Sometimes you need more than the basics. Schafer Agency understands that and we respond well to it. Understanding your needs is the bread and butter of what makes us work. This is why we can offer you separate coverage for valuable property in your home – extra protection for your extras.

In addition to that, we can help you secure liability protection beyond the scope of your homeowners policy with umbrella liability insurance policy. Looking to keep your farm safe, too? We’ve got a farm insurance policy that can help!

Four generations of Schafer’s have called Michigan home. Let us work with you to manage your home’s risks, identify any gaps in your protection and deliver valuable coverage that keeps you safe. Give us a call at ​888-590-0075 or fill out a quote form on this page. Looking for face-to-face interaction? Stop by one of our three offices in Michigan. No matter how you reach our company, you won’t be disappointed.

74% of Michigan residents may be homeowners, but we want 100% of them to be protected with homeowners insurance. And when it comes to protection, you’re safer with Schafer!